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Licensing, Insurance & Vehicle Requirements

Texas drivers must be able to show financial responsibility, which usually means:

  • A.Owning your vehicle outright
  • B.Carrying proof of liability insurance that meets state minimums
  • C.Having a savings account of any size
  • D.Carrying a credit card for emergencies
Correct answer

B. Carrying proof of liability insurance that meets state minimums

Why

Financial responsibility is most commonly shown with liability insurance meeting the 30/60/25 minimums. You must be able to show proof when required.

Manual topic: Texas Driver Handbook (DL-7) - Insurance and Financial Responsibility · From the Texas Learner's Permit (Car) practice bank (TXC-194).

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