Home › DMV Practice Tests › New York › Learner's Permit (Car) Questions › Question 191

Licensing, Insurance & Vehicle Requirements

What is the minimum property damage liability limit in New York, and what no-fault coverage is also required?

  • A.$5,000 property damage and no no-fault coverage
  • B.$25,000 property damage only
  • C.$10,000 property damage, plus $50,000 in no-fault personal injury protection (PIP)
  • D.$100,000 property damage and no PIP
Correct answer

C. $10,000 property damage, plus $50,000 in no-fault personal injury protection (PIP)

Why

New York requires at least $10,000 in property damage liability, summarized with the injury limits as 25/50/10, plus $50,000 in no-fault PIP coverage. The no-fault coverage pays basic injury-related costs regardless of who caused the crash.

Manual topic: NY Driver's Manual (MV-21) - Chapters 1-3: Getting a License · From the New York Learner's Permit (Car) practice bank (NYC-191).

Practice the full New York Learner's Permit (Car) test

More Licensing, Insurance & Vehicle Requirements questions