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Licensing, Insurance & Vehicle Requirements

Florida's no-fault insurance law requires drivers to carry at least:

  • A.Collision coverage only
  • B.PIP of $10,000 and PDL of $10,000
  • C.PIP of $100,000 and no PDL
  • D.No insurance if the car is paid off
Correct answer

B. PIP of $10,000 and PDL of $10,000

Why

Florida requires $10,000 in Personal Injury Protection (PIP) and $10,000 in Property Damage Liability (PDL). These minimums apply regardless of who is at fault in a crash.

Manual topic: Official Florida Driver License Handbook - Licensing and Insurance Requirements · From the Florida Learner's Permit (Car) practice bank (FLC-186).

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